Wednesday, November 18, 2020There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD): Short-Term Disability policies - have a waiting period of 0 to 14 days with a maximum benefit period of no longer than two years. READ MORE >>
Monday, October 19, 2020 This year I’m finally going to start my dream business. I'm excited! What insurance do I need to get started? The most important kind of insurance for new businesses is liability insurance. It covers legal costs, including the cost of hiring a lawyer, if your business is sued. READ MORE >>
Wednesday, October 7, 2020 From the day an entrepreneur starts a business, he exposes himself to certain risks. Even before the first employee is hired, a business is at risk, making it important to have the right insurance in place. READ MORE >>
Tuesday, September 8, 2020 Make sure your car coverage reflects your needs and budget The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you. READ MORE >>
Wednesday, September 2, 2020Preventative measures, safety precautions—and the right insurance—can bring peace of mind. With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage. READ MORE >>
Monday, August 10, 2020Avoid these pitfalls when buying auto, home, flood and renters insurance. Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is like diet without exercise—focused only on numbers, not on results. READ MORE >>
Tuesday, July 28, 2020A couple of articles crossed our desk recently that discussed the benefits and pitfalls of algorithms and artificial intelligence (AI). Neither discussed insurance, but they offered important lessons for the industry. Algorithms and AI can work quickly, but they aren’t perfect. READ MORE >>
Monday, July 20, 2020 Annuities are financial products intended to enhance retirement security. An annuity is an agreement for one person or organization to pay another a series of payments. Usually the term “annuity” relates to a contract between an individual and a life insurance company. Classifying annuities READ MORE >>
Monday, July 13, 2020Hurricane season takes place June 1 – November 30 every year. Don’t wait until after you have a loss to check your insurance—review your homeowners or renters policies to make you have the right coverage in the event you're hit with a destructive storm. READ MORE >>
Tuesday, June 30, 2020Author: Chris Boggs States are in various stages of reopening following months of COVID-19 lock downs. As the states progress through the phases, businesses are making key decisions regarding masks, should masks be required or optional? READ MORE >>
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