Monday, August 8, 2022 While the concept of punitive damages is designed to teach a defendant a lesson or deter others from engaging in the same kind of conduct, commercial advocacy groups have argued for years that punitive damages harm businesses in the United States. Since 1999, the frequency and expense of punitive damages awarded in the U. READ MORE >>
Monday, August 1, 2022by Andy Rose, Head of Commercial Lines, Main Street America Insurance • Owning a store is often more than a livelihood — it’s a way of life. Having the right retail business insurance in place will give you the peace of mind of knowing that your employees, livelihood, and property are protected from the moment you open the door. READ MORE >>
Monday, July 25, 2022by Kim Hill, Director, Underwriting Operations, Main Street America Insurance. These days, cyber threats are a concern for businesses of all sizes. In fact, 64% of companies have experienced web-based attacks and 43% of cyber attacks target small businesses. READ MORE >>
Monday, July 18, 2022by Jason Lyftgot, Regional Sales Director, Main Street America Insurance One of the first questions you’ll ask yourself when you start planning for home ownership is ‘how much money should I save before buying a house? READ MORE >>
Monday, July 11, 2022by Dave Randle, Regional President, Main Street America Insurance • Whether you own a small retail store or a major medical practice, your business relies on expensive equipment to conduct business. Equipment breakdown coverage is a great way to protect your business from unexpected expenses and lost income in the event of a mechanical failure. READ MORE >>
Tuesday, July 5, 2022Running a successful business takes time, money and a lot of hard work. Not having the right insurance policies in place could risk your investment and result in huge losses for your business. When establishing business insurance for your company, it’s important to remember that f... READ MORE >>
Monday, June 27, 2022Can a Landlord Require Renters Insurance? Whether you’re renting for the first time or the fifth, many people are still surprised when asked if they have renters insurance. Landlords often require renters insurance as part of the lease agreement, and this often benefits you more than them. READ MORE >>
Monday, June 20, 2022When disaster strikes, having a recovery plan in place is essential to keep your business running and to successfully navigate the coming weeks or months after the disaster hits. What is a Business Disaster Recovery Plan? READ MORE >>
Monday, May 30, 2022Welcome to the right place to learn everything you need to know about insurance premiums, insurance deductibles and limits! Let’s get right to it. What is an insurance premium? Your insurance premium is what you pay monthly, quarterly, semi-annually or annually, depending on the billing option you selected, for your insurance policy. READ MORE >>
Monday, May 23, 2022Let’s talk money. Your rental property is a source of income. So, what happens: If it’s damaged and can’t be rented? If you are sued? If your building is uninhabitable? Answer: You lose money, big time! One of the best ways to avoid this is to protect your property with the right landlord insurance policy. READ MORE >>
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