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Health Insurance tips

Medicare is one of the most important types of medical insurance Jacksonville seniors can take advantage of when planning for their health care. Of course, seniors tend to develop more health problems than younger people.

This is why Medicare exists, but a surprising number of eligible people do not take advantage of this health insurance program. Filing for Medicare can be a daunting process, but every qualified American has a right to it. The following tips can make the filing process easier for you.

 

Keep an Eye on the Changing Rules of Medicare

As you no doubt already know, the specifications of Medicare are subject to change. In reality, the rules and benefits have changed several times over the years, so it's a good idea to keep up with changes in the guidelines before you file to ensure you're eligible.

 

See If Your State Has a Medicare Supplement

While Medicare and Medicaid are federal benefits, many states have programs designed to supplement both Medicare and Medicaid. The states that have these programs have been known to cancel or start up such programs fairly frequently, so you should check with your insurance agency or insurance agent to see if your state currently has a Medicare supplement program that you can take advantage of.

 

Prepare to File Well Before You Become Eligible

If you are in your 60s, you may have an eye on filing for Medicare when you become eligible. However, the process to file for Medicare can be challenging for some. Keep in mind that you will not be eligible for Medicare automatically, so you will have to actually go through the process of filing for it, even if you do meet the stipulations. It's a good idea to prepare to file for Medicare several months in advance so that you can promptly address any concerns that might come up.

 

When it comes to filing for Medicare, you don't have to go through the process alone. Our agency can assist you through every step and answer any questions you might have. Contact us at Della Porta Group in Jacksonville, FL to learn more.

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